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Energy Efficient Mortgage

The Energy Efficient Mortgage (EEM) allows the borrowers to include the cost to upgrade the home to an energy efficient home. Thereby, the borrower lives comfortably and affordably in a home that uses less energy. And, we do our part to save our environment, natural resources, wildlife, habitat, and planet.

Recently, the cost on home utilities surges very high. The borrowers or consumers look to find a way to pay less on home utilities. The energy efficient home puts extra cash into the pocket of the borrower as the borrower pays less on home utilities.

Buyers are able to live in a better and comfortable home, while the energy efficient homes compensate the cost of high monthly mortgage payment. The potential buyers who are concern to be environment friendly are growing steadily. In the future, the energy saving components of the home will increase the resale value of the home.

For the Seller, the energy efficient home can sell quicker. Due to the spikes in home energy, the demand for energy efficient homes will continue to grow. Thus, the buyer can live more affordably.

The home owners can also remodel the home to upgrade to energy efficient home. So, the home owner starts to enjoy the benefits of paying less on home utilities. Another, the energy saving components is way to increase the resale value of the home.

The HERS report on a home tells how energy efficient is the home. The HERS report is abbreviation of Home Energy Rating Systems Report. The home gets between 1 and 100 points, or 1 and 5 stars. The highest possible score is 100 points or 5 stars. It is worth to consider in buying, selling, and remodeling the home.

Basically, the HERS report contains information on overall rating, recommendations, cost, annual cost, and savings. Also, the report includes the life of energy saving components.


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