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mortgage calculators bread crumb mortgage calculators > Annual percentage rate (APR)

Annual percentage rate (APR)

Find out the annual percentage rate (APR) of your mortgage. The APR tells the costs of a mortgage stated as a yearly rate. The costs calculation includes closing costs, and title insurance costs. Our mortgage calculator takes the complicated calculation away from you. And, just gives you the important results. This annual percentage rate mortgage calculator is also one of our mortgage calculators.

Enter values that implies your situation
Mortgage Amount: $ Click here for mortgage term definition
Mortgage Term: years Click here for mortgage term definition
Actual Interest Rate: % Click here for mortgage term definition
Points: Click here for mortgage term definition
Miscellaneous Costs: $ Click here for mortgage term definition

Mortgage Calculator Definition of Terms

Total Mortgage Amount

It is the amount that the borrower wishes to borrow. For example, 250000.

Mortgage Term

The number of years to amortized the mortgage loan. For example, 20, 25, or 30 years are common

Actual Interest Rate

The percentage of an amount of money which is paid for its use for a specified time. For example, 5.25 quotes by lender


Points is sum of origination and discount points of the mortgage loan. For example, 2.0 quotes by lender

Miscellaneous Costs

Sum of closing costs and Title Insurance Costs. The Closing Costs are expenses incurred by the buyer/borrower and the seller in a real estate or mortgage transaction. It can be non-recurring costs that include a one time charge for points, appraisal fees, etc. or a prorating of recurring costs such as taxes and insurance incurred while the new buyer/borrower owns the real estate. A title insurance policy which protects the insured (purchaser and lender) against loss arising from defects in title.

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Information and calculation provided on this mortgage calculators website is for general purposes only. It is not intended to take the place of advice from your mortgage brokers.