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mortgage calculators bread crumb mortgage calculators > Mortgage Dictionary for words that start with letter T

Mortgage Dictionary for words that start with letter T

 
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Tax - Tax as applied to real estate is an enforced charge imposed on persons, property, or income to be used to support the State. The governing body in turn utilizes the funds in the best interest of the general public.

Tax Lien - Lien for nonpayment of taxes.

Tax Sale - Public sale of property at an auction by a governmental authority, due to non payment of property taxes.

Tenancy - A holding, as of land, by any kind of title, occupancy of land, a house or the like under a lease or on payment of rent or tenure.

Tenancy at Sufferance - A tenancy which arises when a tenant holds over after expiration of his lease.

Tenancy at Will - A tenancy which may be terminated at the will of either the Lessor or lessee.

Tenancy by the Entirety - A form of ownership by husband and wife whereby each owns the entire property. In event of the death of one, the survivor owns the property without probate.

Tenant - Any person in possession of real property with the permission of the owner.

tenants-in-common - An undivided interest in property taken by two or more persons. The interest need not be equal. Upon death of one or more persons, there is no right of survivorship.

Testate - Having made a will before death.

Time is of the Essence - Legal phrase in a contract requiring punctual performance of all obligations.

Title - Often used interchangeably with the word ownership. It indicates the accumulation of all rights in property by the owner and others.

title - The evidence one has of right to possession of land.

title insurance - Insurance against loss resulting from defects of title to a specifically described parcel of real property.

Title Insurance - An insurance policy which protects the insured (purchaser and lender) against loss arising from defects in title.

Title Search - A review of the public records generally at the local courthouse, to make sure the buyer is purchasing a house from the legal owner and there are no liens, overdue special assessments, or other claims or outstanding restrictive covenants filed in the records, which would adversely affect the marketability or value of title.

title search - An investigation into the history of ownership of a property to check for liens, unpaid claims, restrictions or problems, to prove that the seller can transfer free and clear ownership.

Title, Escrow and Closing Agent Fees - These companies charge various fees for their services.

total debt ratio - Monthly debt and housing payments divided by gross monthly income. Also known as Obligations-to-Income Ratio or Back-End Ratio.

Trustee - A party who is given legal responsibility to hold property in the best interest of or for the benefit of another. The trustee is one placed in a position of responsibility for another, a responsibility enforceable in a court of law. (See deed of trust).

Truth in Lending Statement (Regulation Z) - A federal government regulation that provides details of the cost of obtaining a mortgage loan. Lenders must provide this shortly after the loan application has been completed.

Truth-in-Lending Act - A federal law requiring a disclosure of credit terms using a standard format. This is intended to facilitate comparisons between the lending terms of different financial institutions

Search for any term related to mortgage calculators. Useful for students who are learning mortgage and families who wants to acquire mortage. Just enter any mortgage term and click the search button. You may see all the mortgage terms which starts with a specific letter. Choose from drop down list and click search button to see results. If you enter a mortgage term and choose a letter, it tries to find the term that starts with a letter and contains the mortgage term.
New And Improved Mortgage Dictionary


The search engine of our mortgage dictionary got an extreme makeover. We saw the need as it fails to pick up the most accurate and relevant result. Now, the search results show the most accurate and relevant terms for any search terms. We are also contemplating to add more terms soon.
Most Popular Searches In Our Mortgage Dictionary


Mortgagor and Mortgagee - Mortgagor is also called the borrower or owner, while Mortgagee is also called the lender.

Face Value - The borrower promises to the pay the original principal amount which is the face value of the mortgage.

First mortgage and Second mortgage - The first mortgage refers to the current mortgage, while the second mortgage refers to the additional mortgage.

Fair Market Value - It is the median price between the highest price acceptable to buyer and lowest price acceptable to seller.

Market Value - It is the most likely price at which the property would sell.

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